When you want to choose the rewards you get, the MBNA Rewards MasterCard can provide you with what you want. Once you get approved for the card, you choose the reward you want. Earning rewards with every purchase is easy, too.
How to Apply for the MBNA Card
Applying for the MBNA card will only take a few minutes. The entire process is available online for your convenience. As long as you have an internet connection, you can apply for the card. You will need to fill out basic personal details including name, address, social security number and employment information. All of this will be available on a secure connection.
Once you submit the application, your personal details will be verified and your credit score will be checked. You will then receive a credit decision over the internet within a few minutes. In most cases, you will get the decision online – sometimes more information will need to be provided before the bank can make a decision.
If you are approved, you will be told what your available credit line is. A credit card will be mailed to your home. When you receive the card, activate it and the benefits begin immediately.
What the Points Do
You earn MBNA reward points with the MasterCard. This means that every dollar you spend earns you reward points. Any retail transaction qualifies for the points. The website provides you with a full list of what these transactions include to ensure you know them all.
As you earn points, you are eligible to redeem them for a variety of different rewards. You can get cash back, gift cards from various retailers, make charitable donations or even purchase travel or merchandise with the points. You can continue collecting the points until you reach the reward level that you want.
The Other Card Benefits
You have a lot of different benefits to take advantage of with the MasterCard. These are available to you as a cardholder without paying any additional for it. These features include:
- Spending power
- Online account tools
- Customer service
- Chip & pin technology
- Fraud protection
With a MasterCard in your wallet, you have a lot of spending power. Whether you shop online, over the phone or in person, your card is likely to be accepted. Millions of merchants around the globe accept this card. You can take it everywhere you go to ensure you always have a way to pay for your purchases. If you ever need cash, you can take a cash advance with the card at any ATM machine as well.
Online account tools ensure you have access to your account details at all times. If you have an internet connection, you can find out about your account. You can log on with a secure username and password. Once logged on, you can learn your balance, credit line, past purchases and more. You can contact customer service, download statements and even pay your bill. Scheduling your bill is easy and ensures you're never late on a payment.
Customer service is available to answer questions about your account and address any other concerns you may have. Live representatives are available to talk to you. A toll free number is provided to you on the back of your card. Just call the number and someone is there 24/7 to take care of your needs – whatever they may be.
Security is also provided on the card. Chip & pin technology is fairly new for US credit cards. Transactions are more secure because they require a pin number. There's no need to sign credit card slips because of the pin number. Since signatures can be easily forged, the chip & pin technology reduces the amount of fraudulent purchases that could potentially be made.
The card also features fraud protection at all times. The bank monitors the card's activity to ensure your card isn't being accessed by anyone who isn't approved to make purchases. If unusual activity is noticed, you will be notified immediately and a new card can be issued to you.
Enjoying the benefits of the MBNA Rewards MasterCard card doesn't take much. The moment you receive your card and activate it, the features begin. You can check on your account at your convenience and buy what you want, where you want no matter where in the world you go.