ScotiaGold Passport VISA Card

Consumer (Premium) Card Offer from Scotiabank.

Basic Information

  • Earn 5,000 bonus Scotia Rewards points upon your first purchase◊
  • Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
  • 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.

N/A* Intro APR

N/A*Intro APR Period

Good*Credit Needed

See Terms*Grace Period

N/A*Late Payment Fee

APR: 19.99%*
Card Network:VISA
Card Type:- Instant Decision Card
- Reward Card

Card Review

Product Rating:
Ratings (5 out of 5)

Are you one of the many consumers who are ready for "better": Better financial tools, better customer service and better rewards programs?

The ScotiaGold Passport VISA is where you'll find it. You'll appreciate the many perks and rewards that come with your Visa and it easily outpaces other card offers with benefits that were unheard of in the past. Finally, you'll feel as though your financial tools are actually working to your advantage. Lower interest rates, a higher credit limit and a customer service team that feels as though they're there for your benefit - you get all this and more with this credit card offer. In fact, you'll enjoy rewards points with your very first purchase. This credit card offer delivers it all. Take a chance and see for yourself what today's modern credit card offers should include. Apply today using our secure online application. Have questions? Rest assured, a solid customer service team stands ready to answer those questions.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Reward Types:- Other Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Rewards:- 5,000 bonus points upon your first purchase◊
- 1 Scotia Rewards 1 point for every $1 you spend
- 5% cash back on travel purchased through Scotia Rewards
Other Benefits:- Exclusive Travel Services
- Up to 20% car rental discounts
- Concierge Services
- Travel Emergency Medical Insurance
- Trip Cancellation Insurance
- Rental Car Collision Insurance
- Travel Accident Insurance
- Hotel/Motel Burglary Insurance
*See card application page for other benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 19.99%*
Annual Fee:$110*
Minimum Credit Line:$5,000

Balance Transfers

Balance Transfer:Yes*
APR on Balance Transfer:22.99%
Transfer Fee:1.00%

Cash Advances

APR on Cash Advances:22.99%

Other Fees

Additional Fees: Foreign Currency Conversion fee: 2.5%
Dishonoured Payment Fee: $48


To be eligible for the 5,000 bonus points offer (the "Offer"), a purchase must be posted to your new Scotiabank credit card account ("Account") within 60 days of your Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles of your first card purchase provided the Account is open and in good standing. Offer applies to a new Account only opened by the defined date (the "Offer End Date") - see Terms & Conditions for details. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.

The information provided for the ScotiaGold Passport VISA Card is considered to be accurate at the time of posting (Apr 27, 2019). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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