Scotiabank GM VISA Infinite Card

Consumer (Premium) Card Offer from Scotiabank.

Basic Information

  • First year annual fee waived◊
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of the publication date. Subject to change.

N/A* Intro APR

N/A*Intro APR Period

Good*Credit Needed

See Terms*Grace Period

N/A*Late Payment Fee

APR: 19.99%*
Card Network:VISA
Card Type:- Co-Branded
- Instant Decision Card
- Reward Card

Rewards & Benefits

Reward Types:- Auto Reward Cards
- Other Reward Cards
- Universal Reward Cards
Rewards:- 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter
- $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire as long as you are a cardholder
Other Benefits:- Travel Emergency Medical Insurance
- Trip Interruption Insurance
- Flight Delay
- Delayed and Lost Baggage
- Travel Accident Insurance
- Purchase Security and Extended Warranty
- 20% AVIS Car Rentals discount
- Visa payWave
- VISA Infinite Enhancements
*See Terms and Conditions of the card for more benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 19.99%*
Annual Fee:See terms*
Minimum Credit Line:$5,000

Balance Transfers

Balance Transfer:Yes*
APR on Balance Transfer:22.99%

Cash Advances

APR on Cash Advances:22.99%

Other Fees

Additional Fees: Foreign Currency Conversion: 2.50 %
Dishonoured Payment Fee: $48


We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the "Offer"). Offer applies to new Accounts only that are opened by June 30, 2018 (the "Offer End Date"). Any additional supplementary cards must be issued between the defined dates, to qualify for the offer. Offer applies only to new Scotiabank credit card accounts opened by the Offer End Date. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.

The preferred annual fee is $79 for the primary card and $39 for each additional supplementary card. Rates and fees are subject to change.

See Terms & COnditions of the card for more details.

The information provided for the Scotiabank GM VISA Infinite Card is considered to be accurate at the time of posting (Sep 17, 2019). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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