Scotiabank American Express Gold Card

Consumer (Premium) Card Offer from Scotiabank.

Basic Information

  • Earn 15,000 bonus Scotia Rewards points with your first $1000 in everyday purchases in the first 3 months◊
  • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Rates, fees and other information are subject to change.

N/A* Intro APR

N/A*Intro APR Period

Good*Credit Needed

See Terms*Grace Period

N/A*Late Payment Fee

APR: 19.99%* Variable
Card Network:American Express
Card Type:- Co-Branded
- Instant Decision Card
- Reward Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

Imagine one credit card in your wallet. What would it do to make your life easier? Would it include lower fees? Exceptional travel benefits? Maybe it's the opportunity for travel protections? Whatever it is you see as the ideal credit card offer, odds are, you'll find it in the ScotiaBank American Express Gold Credit Card. With one credit card, you'll discover a team effort that includes exceptional customer service, amazing perks and benefits - including the opportunity to earn up to four times the rewards points for every dollar spent on qualifying purchases and rewards added to your account after your first purchase.

This American Express card is designed to instill confidence and even flexibility that those with stronger credit ratings deserve. It's win-win, especially for travelers, who'll discover countless ways of saving during their vacations or even business travels. Learn more about this remarkable offer today and when you're ready, you can easily and quickly apply online.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Reward Types:- Gas Reward Cards
- Merchandise Reward Cards
- Other Reward Cards
- Travel Reward Cards
Rewards:- 15,000 bonus Scotia Rewards points with your first $1000 in everyday purchases in the first 3 months◊
- 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
Other Benefits:*See terms and conditions of the card for other benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 19.99%* Variable
Annual Fee:See terms*
Minimum Credit Line:$5,000

Balance Transfers

Balance Transfer:Yes*

Cash Advances

APR on Cash Advances:22.99%

Other Fees

Additional Fees: Foreign Currency Conversion: 2.5%
Each additional card: $29.00
Dishonored payment fee: $48


To apply for the credit card you must:

- Be a Canadian Citizen or Landed Immigrant
- Have reached the age of majority in your province/territory (18 years in AB, MB, ON, PE, QC, SK. 19 years in all others)
- Not have declared bankruptcy in the past seven years
- Have a minimum gross monthly income of $1,000 unless you are applying for a student credit card

Promo Offers Legal Reference:

To be eligible for the 15,000 bonus points offer (this "Offer"), you must have at least $1000 in net purchases (purchases less returns or similar credits) posted to your Scotiabank credit card account ("Account") in the first 3 months from the Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing. Offer applies to a new Account only opened by defined date (see terms & conditions for details) (the "Offer End Date"). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.

The information provided for the Scotiabank American Express Gold Card is considered to be accurate at the time of posting (Nov 2, 2018). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

Home > Credit Cards > Scotiabank American Express Gold Card Offer