Scotia Momentum VISA Infinite Card

Consumer (Premium) Card Offer from Scotiabank.

Basic Information

  • First year annual fee waived†
  • 4% on eligible gas station and grocery store purchases
  • 2% on eligible drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees, and other information are subject to change.

N/A* Intro APR

N/A*Intro APR Period

Good*Credit Needed

See Terms*Grace Period

N/A*Late Payment Fee

APR: 19.99%*
Card Network:VISA
Card Type:- Co-Branded
- Instant Decision Card
- Reward Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

Looking for an exceptional credit card offer? One that delivers a host of benefits without the crushing rules that make it hard to use those benefits? Your good credit and spending habits are rewarded. Scotia Visa Infinite credit card. You'll enjoy layers of protection, courtesy of the most advanced technological security features built into every Visa credit card and other security benefits you'll only find with ScotiaBank. With so much going on in our busy lives, the last thing we need to worry about is the security of our financial products. The latest technology incorporates a number of measures that are focused on confidentiality, which further protects your information.

A few of the many benefits include a generous starting credit line, up to 4 percent back on eligible purchases and when you set up recurring payments for those monthly expenses, such as our mortgages, insurance premiums and utilities and if you travel, you'll enjoy protections other financial offers can't match.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Reward Types:- Gas Reward Cards
- Merchandise Reward Cards
- Universal Reward Cards
Rewards:- 4% on eligible gas station & grocery store purchases
- 2% on eligible drug store purchases & recurring bill payments
- 1% cash back on all other eligible everyday purchases
Other Benefits:- Travel Emergency Medical Insurance
- Trip Interruption Insurance
- 25% AVIS Car Rentals discount
- Visa payWave
- VISA Infinite Enhancements
- Rental Car Collision/Loss Damage Insurance
*See Terms and Conditions of the card for more benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Applied Towards:Balance Transfer, Cash Advance
Introductory Period:N/A*
APR on Purchases: 19.99%*
Annual Fee:$99 Waived for the first year*
Minimum Credit Line:$5,000

Balance Transfers

Balance Transfer:Yes*

Cash Advances

APR on Cash Advances:22.99%

Other Fees

Additional Fees: Foreign Currency Conversion: 2.50 %


For card application, the Minimum Annual Income Required: $60,000 individual, $100,000 household

Promotion's Legal Reference:

We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the "Offer"). Offer applies to new Accounts only that are opened by a defined date (the website for details) (the "Offer End Date"). Any additional supplementary cards must be issued by the defined date (see terms & conditions), to qualify for the offer. Offer applies only to new Scotiabank credit card accounts opened by the Offer End Date. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.

The preferred annual fee is $99 for the primary card and $30 for each additional supplementary card. Rates and fees are subject to change.

The information provided for the Scotia Momentum VISA Infinite Card is considered to be accurate at the time of posting (Aug 30, 2018). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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