Scotia Momentum Mastercard Credit Card

Consumer (Premium) Card Offer from Scotiabank.


Basic Information

  • 7.99% introductory interest rate on purchases for the first 6 months*
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases

7.99%* Intro APR

6 months*Intro APR Period

Good*Credit Needed

See Terms*Grace Period

N/A*Late Payment Fee



APR: 19.99%*
Card Network:MasterCard
Card Type:- Instant Decision Card
- Reward Card

Rewards & Benefits

Reward Types:- CashBack Reward Cards
- Gas Reward Cards
- Universal Reward Cards
Rewards:- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
Other Benefits:*See terms and conditions of the card for other benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:7.99%*
Applied Towards:Purchases, Balance Transfer, Cash Advance, Checks
Introductory Period:6 months*
APR on Purchases: 19.99%*
Annual Fee:$0*
Minimum Credit Line:$500

Balance Transfers

Balance Transfer:Yes*

Cash Advances

APR on Cash Advances:22.99%

Other Fees

Additional Fees: Foreign Currency Conversion fee: 2.5%
Dishonored payment fee: $48

Notes

The introductory 7.99% interest rate applies to purchases only. This rate applies when the new Scotiabank credit card account ("Account") is opened and will then continue for 6 months from that date ("the Promotional Period"). After the Promotional Period, balances that were at 7.99% (including any unpaid balances) will increase to the preferred interest rate for purchases on your Account. Purchases exclude refunds, returns or other similar credits, payments, cash advances, balance transfers, Scotia Credit Card Cheques, interest, fees or other charges. Offer applies to new Accounts only that are opened by defined date (See website for details). Offer may be changed or extended and cannot be combined with any other offer. Rates and fees are subject to change


The information provided for the Scotia Momentum Mastercard Credit Card is considered to be accurate at the time of posting (Apr 26, 2018). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

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