Priority Club Platinum MasterCard Benefits



 


Earning Priority Club rewards points is easy with this Capital One MasterCard. Their incentive program is very simple, making a wide range of benefits available to you. Of course you will also enjoy many standard Platinum MasterCard benefits as well.

It is easy to earn incentive rewards with Capital One's Priority Club Platinum MasterCard credit card. That is because you can earn points with every single purchase charged to your account, with the possibility of earning double points on travel. If you are someone who likes to travel or needs to for business purposes, then this card might be something to look into. You will enjoy a simple and somewhat generous rewards program:

  • Earn 1 point for every $1 charged for standard purchases
  • Earn 2 points for every $1 charged for purchase made with one of the affiliate hotels within the Priority Club member network
  • Earn additional bonus points after making your first purchase
  • Earn additional bonus points after satisfying certain requirements every single year

Remember that you must use your card to reserve a room with one of the hotels within the network in order to capitalize on the double points feature. Therefore, make sure that you contact a hotel in one of these chains when planning your next trip:

  • Holiday Inn (and their subsidiaries, including Holiday Inn Club Vacations)
  • Staybridge Suites
  • InterContinental Hotels & Resorts
  • Candlewood Suites
  • Hotel Indigo

Your points never expire and they can even be used with resorts outside of this network. You can also use your points towards airfare if you choose. Since there are neither any blackout dates, you can plan your trip anytime, anywhere.

Basic Benefits

Not everyone can take full advantage of travel benefits all of the time, but that is no reason to disregard credit cards like this one. Indeed, while those benefits are definitely a major factor, Capital One credit cards always offer more than one type of benefit. In this case, you might enjoy the following basic benefits:

  • Purchase Assurance: automatic insurance coverage on all purchases for replacement, repair, or refund in the event of loss, theft, or damage
  • Price Protection: automatically refunds you the difference if something you buy is advertised at a lower price within 60 days
  • Extended Warranty: automatically doubles the original manufacturer's warranty on qualifying purchases
  • Concierge Service: get 24/7 access to someone who can help you find shopping, entertainment, and other things all over the world

Service Benefits

Consumer protection aside, MasterCard also offers a few other simple but necessary benefits too:

  • $0 Fraud Liability Protection: your card and information are insured from day one so that you will not be held liable for any and all fraudulent or unauthorized charges to your account
  • Master Global Services: 24/7 customer service available to address things like emergency card replacement, cash machine locations, emergency cash advances, and other things you could need, particularly when you are far from home
  • Master RoadAssist: MasterCard's free roadside assistance service that can deliver you emergency fuel, find you towing services, and even help to find someone for minor mechanical repairs

Travel Benefits

If you do plan to take full advantage of the travel-based incentive program, then you will probably be pleased to know that Capital One brings you all of MasterCard's most popular travel benefits too:

  • Trip Cancellation Insurance: covers you against possible fees in the event you have to cancel your trip due to personal illness or injury
  • Trip Interruption Insurance: covers you against possible fees in the event you have change your trip itinerary due to personal illness or injury
  • Travel Emergency Medical Insurance: covers you against illness or injury while away from home for up to 22 days
  • Flight Delay Insurance: covers expenses you may incur when your flight is delayed
  • Baggage Delay and Loss: covers expenses you may incur if your luggage does not reach your destination when you do (especially if your luggage is lost)

Conclusion

Capital One and MasterCard come together with the Priority Club Platinum MasterCard to offer you lucrative benefits that help you get where you want to go. Aside from travel benefits, though, you will also get various levels of insurance that should improve your overall consumer experience.






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