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Consumer (Regular) Card Offer from Canadian Tire.

Basic Information

  • Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
  • Redeem for virtually anything at Canadian Tire stores(2)
  • No limit on the amount you could earn
  • Enjoy Cardmember Exclusives like special offers and discounts
  • Shop conveniently with PayPass
  • No annual fee
  • 19.99% or 25.99% Annual Interest Rate
  • For Canadian Residents only

N/A* Intro APR

N/A*Intro APR Period

Good*Credit Needed

21 - 26 days*Grace Period

$20.00*Late Payment Fee

APR: 19.99%*
Card Network:MasterCard
Card Type:- Co-Branded
- Reward Card

Rewards & Benefits

Reward Types:- Merchandise Reward Cards
- Other Reward Cards
- Universal Reward Cards
Rewards:- Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
- Redeem for virtually anything at Canadian Tire stores(2)
Other Benefits:- MasterCard SecureCode
- 24-hour customer service
- FREE supplementary cards
- FREE Online Account Inquiry
- Credit Protector
- Product Protector
*See Terms and Conditions for more benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 19.99%*
Annual Fee:$0*

Balance Transfers

Balance Transfer:Yes*

Cash Advances

Cash Advance Fee:3.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: Foreign Exchange Conversion: 2.5%
Cash advance fee: $4.00 (charged when you obtain cash advance)
Deferred Payment Fee: $25.00
NSF/Dishounoured Payment Fee: $25.00
Charges for Copies: $2.00


Terms & Conditions:

* Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
(1) Terms and conditions apply. Details available in-store and online at
(2) Provided your account is in good standing and it is a redeemable purchase.
(4) Eligible purchases at Canadian Tire stores, Canadian Tire online and Mark's Work Wearhouse/L'Équipeur stores will be doubled for the purposes of calculating your discount per litre. For example, if your purchases at these retailers in any billing period totaled $450, it is the same as if you spent $900.
®/TM The trademarks of Canadian Tire Corporation, Limited are used under licence. ®/TM MasterCard and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated.

* The information provided for the Canadian Tire Options MasterCard is considered to be accurate at the time of posting (Sep 9, 2010). However, we strongly advise site visitors to check the fees, terms and conditions applicable to the product on the card issuer's application page prior to completing an application.

Application Security

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