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Consumer (Premium) Card Offer from Amex Bank of Canada.


Basic Information

  • Earn a Welcome Bonus of 12,000 Membership Rewards® points the first time you use the approved Card. That's enough for a $100 Gift Card for dining, entertainment, or home improvement!
  • Earn 2 Points for every $1 in eligible Card purchases at your 5 places chosen from a list of select American Express merchants. That's double the points compared to your Card purchases everywhere else
  • Earn 1 Point for every $1 in Card purchases everywhere else
  • Choose your 5 places from a list of select American Express merchants, including stores, restaurants, hotels and more
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

2.99%* Intro APR

12 months*Intro APR Period

Excellent*Credit Needed

21 days*Grace Period

N/A*Late Payment Fee



APR: See terms*
Card Network:American Express
Card Type:- Instant Decision Card
- Reward Card

Card Review


Product Rating:
Ratings (4.5 out of 5)

The ChoicePlus Card from American Express is a credit card that rewards its cardholders with points for every dollar spent. After choosing 5 merchants from a list, purchases from those merchants double the number of points per dollar spent. Points can then be redeemed for travel benefits, as well as gift cards for shopping, restaurants, hotels, and much more. Cardholders may also choose from merchandise from top brands.

Cardholders are also able to take advantage of exclusive entertainment benefits when tickets are charged to the card, as well as other experiential rewards. Accounts can be managed online, there is a Fraud Guarantee for fraudulent charges if reasonable measures have been taken to protect the card details, and customer service is available 24/7. If the card is lost or stolen while traveling, arrangements can be made to have the card replaced. The same applies to any of the free supplemental cards on the account.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Reward Types:- Other Reward Cards
- Universal Reward Cards
Rewards:- 12,500 Membership Rewards Bonus points the first time you use the approved Card.
- 2 Points for every $1 in eligible Card purchases at your 5 places chosen from a list of select American Express merchants.
- 1 Point for every $1 in Card purchases everywhere else.
Other Benefits:- Buyer's Assurance Protection Plan
- Purchase Protection Plan
- Fraud Protection Guarantee
*See Terms and Conditions for more benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:2.99%*
Applied Towards:Purchases
Introductory Period:12 months*
APR on Purchases: See terms*
Annual Fee:$65*

Balance Transfers

Balance Transfer:See terms*
Transfer Fee:3.00%
Minimum Fee:$10.00

Cash Advances

APR on Cash Advances:21.99%
Cash Advance Fee:3.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: - Dishonoured Payment: $25 each
- Funds Advance: $2.75 each
- Statement Reprint: $3 per statement
- Monthly Paper Statement: $2 per statement
- Points Reinstatement: $20 for each reinstatement through Online Services or $30 for each reinstatement through other service channels (plus applicable taxes)
- Balance Transfer/Amex Cheque: up to 3% of the amount of each balance transfer and Amex cheque, if offered, unless reduced for a specific offer.

Notes

*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.


* The information provided for the ChoicePlus Card from American Express is considered to be accurate at the time of posting (Aug 3, 2013). However, we strongly advise site visitors to check the fees, terms and conditions applicable to the product on the card issuer's application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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