Many consumers are in search of a charge card that rewards them for use, otherwise the reasonable alternative is to spend cash because it wouldn't be much different. A charge card is like spending cash, as the card's balance has to be paid off every month. If it is not paid off each month, there is an annual interest rate that is charged to that balance until it is paid off.
Applying for the card is simple in that you can do so online. The credit decision is typically returned in about 60 seconds, which means you will know quickly what the results are. Once you receive the card, you will receive bonus Aeroplan miles with the first use of the card. After you have spent a specific amount of money on the card within a certain amount of time, you will receive more bonus miles.
You can even accelerate your miles earnings for every dollar you charge if you use your card to make purchases with certain merchants. Supplementary cards are also able to be added to the account for a fee. Gold cards can be added for a lower fee. When supplementary cards are added to the account, this can accelerate spending, which means that more miles are earned faster.
The travel perks of the AeroplanPlus Platinum Card are many. One benefit that cardholders enjoy is the ability to buy a Partner Ticket for the same itinerary with miles. This applies to short-haul round-trips. This is an opportunity to travel with a companion for a reduced cost.
There are also VIP-like benefits that include Access to Canada Maple Leaf Lounges & Arrivals Lounges. Cardholders are also able to move through airport lines faster with Air Canada Executive Class Priority check-in. Security line-ups can also be avoided when at the Toronto person international Airport. This security lane is known as the Pearson Priority Security Lane and it is located at the Terminal 1 departure level. This benefit can be enjoyed during peak hours.
If you want to be spoiled even more, the Fairmont President's Platinum Club is available to cardholders, which allows for room upgrades, a complimentary night, $100 in Fairmont dining certificates, and more when cardholders enroll and stay for 5 nights within the same year.
Also when traveling, cardholders are able to lounge in the Canada Maple Leaf Lounge and around 600 others all over the world, including airports in London, Canada, and Paris. When traveling to these destinations, there are a number of insurances that are made available and they include Car Rental Theft and Damage Insurance, Trip Interruption and Cancellation Insurances with each covering the trips up to specific amounts, Travel Accident Insurance in the case of death due to accident during the trip, Flight Delay Insurance to cover expenses up to a specific amount that are incurred due to a delayed flight, Baggage Delay and Lost or Stolen Baggage Insurance that cover expenses or the replacement of items up to a certain dollar amount if baggage is left behind, lost or stolen, and Hotel/Motel Burglary Insurance that covers stolen items up to a certain dollar amount if the hotel or motel room is burglarized. Cardholders also receive Emergency Medical Insurance that covers medical emergencies up to a certain dollar amount. All of this coverage is provided when the transit tickets have been charged to the charge card.
In addition to the travel benefits, you can enjoy specific entertainment perks when you are a cardholder. If there is an event that you wish to attend, there are some events in which American Express cardholders receive Front Of The Line Access. This means that tickets can be purchased with the card before they go on sale to the public.
The second entertainment benefit is Reserved Seating. This is a benefit that enables American Express cardholders the privilege of buying a seat from a block of reserved seats that are reserved by American Express. These are some of the best seats in the house and are provided to those that use their cards to purchase tickets.
Another aspect that many individuals like about this card is the fact it protects most purchases. The Buyer's Assurance Protection Plan extends the manufacturer's warranty up to a certain amount of time, allowing consumers to get more out of their merchandise in the case it needs to be repaired because of a defect.
The second shopping protection is the Purchase Protection Plan. This plan protects items against theft or accidental damage. If an item is in your vehicle and it is stolen while you are eating at a restaurant, the Purchase Protection Plan may cover it so that you do not lose the money on the purchase. This and the Buyer's Assurance Protection Plan are ideal for large purchases so that they are protected.
Customer service is available 24/7 to help cardholder's with their concerns. Whether the question is regarding the account balance, payments, or specific transactions, those questions can be easily answered. Answers to those questions can also be acquired through online account management. All you do is register for an account and you can manage your account online at your convenience. You can also take advantage of the Fraud Protection Guarantee if you have protected your card details, but the details have still been stolen and used to make fraudulent purchases. The last customer service benefit is the Emergency Card Replacement that replaces your card whether you are at home or traveling. Fast replacement means you don't have to be in a bind if your card is lost or stolen while traveling.
In order to qualify for this card, you must be a Canadian resident and have credit on file, be at least the age in which you can apply for credit in your territory or province, not have a bankruptcy on your credit file within the past 7 years, and you must meet the minimum income requirements. If you meet these requirements, you are able to apply for the card online and receive your response within a minute.
The American Express AeroplanPlus Platinum Card is outfitted with virtually every benefit a person needs when traveling, shopping, and attending specific events. Rather than using cash, the card can be used so rewards can be earned. The cash can be used to pay off the card balance, which gives access to rewards that would not be had otherwise.