Top Rated Card Offers

The following are top rated credit cards given top marks for unique card benefits and features made available to card members. These credit cards provide first-class benefits for individuals and business owners who qualify. A top rated card is ideal for consumers having good or excellent credit as this is the minimum credit required on most cards in this range. Top rated cards coming on the popular card networks are likely to provide extra benefits like insurance coverage on certain transactions, lost card reporting, emergency card replacement, and even discounted purchasing with participating merchants and retailers. These benefits are often supported by additional features from the issuer. A top rated card could be for business or individual use. Top rated cards listed below are reserved for the Canadian market.




MoneyMart Canadian PayDay Loan

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 |

 
American Express Business Gold Rewards Card
  • 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months
  • Earn 1 point for every dollar in purchases charged to the Card. No caps
  • Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000
  • Get additional Cards for employees. Earn even more points - all on your account
  • More Rewards for you or your Business. Transfer to Aeroplan*. Instantly. 1 point = 1 Aeroplan* mile
  • Also transfer points to Delta Air Lines and Cathay Pacific's Asia Miles and access their 27 airline partners
  • Book virtually any trip or vacation. Pay all or part with points. No blackouts
  • No fee for the First Year. A savings of $180
  • Conditions Apply.

N/A* Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5


Fusion Platinum MasterCard
  • The low interest rate you need with rewards you want
  • 5,000 bonus reward miles on your first purchase
  • Earn 1 reward mile for every $2 – on everything you buy
  • Guaranteed rate of 9.9% fixed on purchases and balance transfers

N/A* Intro APR

N/A*Intro Period

9.90%*APR

$0.00*Annual Fee

4.5


Gold MasterCard Credit Card - Fixed 9.99% AIR
  • No Annual Fee
  • Up to $100,000 credit limit
  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

N/A* Intro APR

N/A*Intro Period

9.99%*APR

$0.00*Annual Fee

4.5


Gold MasterCard with 11.9% Interest Rate
  • Annual interest rate for cash advances is 19.8%
  • Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service

N/A* Intro APR

N/A*Intro Period

for 3 years - 11.90%*APR

$19.00*Annual Fee

4.5


CAA Quebec Platinum MasterCard Credit Card
  • Up to 2.5% Cash back on Gas purchases
  • 3.99% introductory interest rate† for 6 months on Cheque Cash Advances and Balance Transfers*
  • No Annual Fee
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • International acceptance at millions of locations * CAA Quebec membership required before applying

3.99%* Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

4.5


Aspire Travel World MasterCard
  • Earn more reward miles – on everything you buy!
  • Earn 2 reward mile for every $1 spent - on everything you buy
  • 35,000 bonus reward miles with your first purchase
  • 10,000 anniversary bonus reward miles every year
  • Redeem for travel, cash, merchandise or gift cards
  • World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance

N/A* Intro APR

N/A*Intro Period

Prime + 16.80%*APR

$120.00*Annual Fee

4.5


Aspire Cash Platinum MasterCard
  • Earn cash rewards and pay no annual fee!
  • 1% cash rewards on all net purchases
  • 20% extra cash rewards every year
  • $50 bonus cash reward on your first purchase
  • No limit to the amount of cash you can earn
  • Add an authorized user for $0, and earn even more cash
  • Valuable Platinum benefits including Purchase Assurance and - Extended Warranty

N/A* Intro APR

N/A*Intro Period

Prime + 16.80%*APR

$0.00*Annual Fee

4.5


Choice Privileges MasterCard Credit Card
  • No Annual Fee
  • Get the card. Earn 2 free nights at over 1,500 hotels across North America!
  • Up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia
  • Automatic upgrade to Elite Gold status - earning you more points for every eligible stay
  • Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account.

1.99%* Intro APR

6 billing cycles*Intro Period

16.99%*APR

$0.00*Annual Fee

4.5


Eco-Logique(TM) MasterCard Credit Card
  • Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡
  • No Annual Fee
  • Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances
  • 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

1.9%* Intro APR

6 months*Intro Period

17.99%*APR

$0.00*Annual Fee

4.5


Platinum Plus Credit Card - 0% for 10
  • 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass

0%* Intro APR

10 months*Intro Period

17.99%*APR

$0.00*Annual Fee

4.5


Platinum Plus MasterCard - 1.99% for 10 Months
  • No Annual Fee
  • Low 1.99% introductory interest rate for 10 months on Balance Transfers * and Cheque Cash Advance
  • Credit limit up to $100,000
  • Around the clock fraud protection
  • Unparalleled 24-hour Customer service
  • International acceptance at millions of locations
  • Immediate cash access at 430,000 ATMs internationally

1.99%* Intro APR

10 months*Intro Period

17.99% (V)*APR

$0.00*Annual Fee

4.5


Studentawards Credit Card from MBNA Canada
  • 1 WorldPoint for every $2 in net retail purchases‡
  • No maximum earnings cap on WorldPoints
  • No Annual Fee
  • Around-the-clock fraud protection
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • Immediate cash access at 430,000 ATMs internationally

N/A* Intro APR

N/A*Intro Period

18.99%*APR

$0.00*Annual Fee

4.5


Delta SkyMiles World MasterCard Capital One
  • Get 25,000 bonus Delta miles with first purchase
  • Earn 2 Delta miles for every $1 you spend on Delta purchases
  • Earn 1 Delta mile per $1 for all other net purchases
  • Earn 2,500 bonus Delta miles on your account anniversary, every year.
  • Get 2,500 bonus Delta miles by adding an authorized user
  • Earn Delta miles on everything you buy
  • Valuable World MasterCard Benefits

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$120.00*Annual Fee

4.5


Delta SkyMiles Gold MasterCard Capital One
  • Earn on everything you buy, plus:
  • 2,500 bonus Delta miles with first purchase
  • 1 Delta miles for every $1 you spend on Delta purchases
  • 1 Delta mile per $2 for all other net purchases
  • Gold benefits including Purchase Assurance

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$0.00*Annual Fee

4.5


Priority Club World MasterCard
  • 30,000 bonus Priority Club points with your first purchase
  • 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
  • 2 points for every $1 on all other net purchases
  • Plus, 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn
  • Gold Elite Priority Club status guaranteed for the life of the account
  • Valuable World MasterCard benefits including Emergency Medical Insurance and Trip Cancelation Insurance

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$120.00*Annual Fee

4.5


Sony Card MasterCard Credit Card
  • Earn Sony Points with every net retail purchase made on your Sony Card MasterCard
  • Get 2,000 Sony Points after your first qualifying transaction
  • Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony
  • Redeem Sony Points toward any Sony product at SonyStyle.ca
  • Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
  • No annual fee

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


WorldPoints MasterCard Credit Card
  • No annual fee
  • 1 WorldPoint for every $1 in net retail purchases‡
  • Redeem WorldPoints for travel, merchandise, and gift certificates‡
  • 1,000 Bonus WorldPoints after your first purchase††
  • 1,000 Bonus WorldPoints each year on your account anniversary date

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Pharmaprix MasterCard Credit Card
  • 15,000 bonus after your first purchase
  • 25 points for every $1 in purchases at Pharmaprix
  • 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
  • Around-the-clock fraud protection
  • Free online access to your credit card account
  • 24-hour customer service
  • Chip & PIN technology and PayPass
  • No annual fee

1.99%* Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Shoppers MasterCard Credit Card
  • 15,000 Shoppers Optimum Bonus points
  • 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card
  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Around-the-clock fraud protection
  • Free online access to your credit card account
  • 24-hour customer service
  • Few design colors to select from
  • No annual fee

1.99%* Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Smart Cash MasterCard Credit Card
  • 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
  • Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
  • Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
  • Get up to 1% cash back for all other qualifying net retail purchases
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • No annual fee

1.99%* Intro APR

10 months on BT*Intro Period

19.99%*APR

$0.00*Annual Fee

5.0


More: | 1 | 2 |


We strongly advise applicants to go through the terms and conditions of a product or service before applying online. We do not guarantee the accuracy of information posted on the site and are liable to misinformation caused thereof. Applicants are restricted per requirements set by a card issuer for its product.

All applications are protected using SSL technology.


Home > Credit Cards > Cards by Type > Top Rated Cards