Studentawards Credit Card from MBNA Canada

Studentawards Credit Card from MBNA Canada

Student (Regular) Credit Card -- MBNA Canada.


Basic Information

  • 1 WorldPoint for every $2 in net retail purchases‡
  • No maximum earnings cap on WorldPoints
  • No Annual Fee
  • Around-the-clock fraud protection
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • Immediate cash access at 430,000 ATMs internationally

N/A* Intro APR

N/A*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

21 days*Grace Period

$35.00*Late Payment Fee

APR: 18.99%*
Card Network:MasterCard
Card Type:- Reward Card

Card Review

The Studentawards Credit Card from MBNA Canada is a decent financial product designed for someone new to the credit world. This card can help you learn to be responsible and reward you along the way with WorldPoints. The standard interest rate provides the peace of mind of managing a stable budget. No annual fee, however, is also reassuring that you will only have to pay for the services that you use.

This card offers 24-hour fraud protection and customer service. You can also access the website 24/7 if you have any questions or if you simply want to check up on your spending limit, payment schedule, or other information.

If you travel, this card can be your best friend because you can use it at 430,000 ATMs internationally, so you can get cash, in the local currency, any time of day. Of course, you can always skip the cash advance and use your card anywhere that MasterCard is accepted as it will automatically convert the purchase into the local currency.

Rewards & Benefits

Reward Types:- Other Reward Cards
- Universal Reward Cards
- WorldPoints Reward Cards
Rewards:- 1 WorldPoint for every $2 in net retail purchases
Other Benefits:- 24-hour fraud protection
- 24-hour customer service
- Online access to your credit card account
For more benefits see card Terms and Conditions

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 18.99%*
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:1.00%
Minimum Fee:$7.50

Cash Advances

APR on Cash Advances:19.99%
Cash Advance Fee:1.00%
Minimum Fee:$7.50

Other Fees

Additional Fees: - Returned payment: $20.00 per occurrence
- Returned cheque cash advance: $20.00 per occurrence
- Extra copy of monthly statement or sales draft: $2.50
- Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25

Notes

The information provided for the Studentawards Credit Card from MBNA Canada is considered to be accurate at the time of posting (Sep 6, 2011). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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