Smart Cash MasterCard® Credit Card
Consumer (Premium) Credit Card -- MBNA Canada.
Basic Information
- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
- Get up to 1% cash back for all other qualifying net retail purchases
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee
1.99%* Intro APR
10 months on BT*Intro APR Period
$0.00*Annual Fee
Good*Credit Needed
21 days*Grace Period
$35.00*Late Payment Fee
- Reward Card
Card Review
With the Smart Cash MasterCard from MBNA, Canadian credit card holders will enjoy a few attractive cash back incentives as well as more opportunities to save. For instance, the rebate rate on gas and groceries is 5% for the first 6 months. After the introductory period, the rate is 3%. You will also enjoy a 1% rate on everything else that you could buy! Even the interest rate is extremely low for the first 10 months.
You could also save money because this card does not have an annual fee, which is not something that is easy to find these days. This card also has a decent grace period on purchases, at 21 days. This means that you have up to 3 weeks to pay your new purchase balance off in full before you have to worry about interest being charged. That should be plenty of time to cover any big expenses or emergencies.
Rewards & Benefits
- Other Reward Cards
- Universal Reward Cards
- 3% cash back on qualifying net retail gas and grocery purchases thereafter
- 1% cash back for all other qualifying net retail purchases
- 24-hour customer service
- Paypass
*See website for additional benefits.
Card Finance & Rates
Other Fees
Returned payment: $20.00 per occurrence
Returned cheque cash advance: $20.00 per occurrence
Extra copy of monthly statement or sales draft: $2.50
Inactive credit balance: $25.00
Notes
The information provided for the Smart Cash MasterCard Credit Card is considered to be accurate at the time of posting (Sep 8, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
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