No-Fee Scotia Momentum VISA Credit Card

Consumer (Premium) Card Offer from Scotiabank.


Basic Information

  • 7.99% introductory interest rate on purchases for the first 6 months*
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases

7.99%* Intro APR

6 months*Intro APR Period

Good*Credit Needed

See Terms**Grace Period

N/A*Late Payment Fee



APR: 19.99%*
Card Network:VISA
Card Type:- Instant Decision Card
- Reward Card

Card Review


Product Rating:
Ratings (4.5 out of 5)

Looking for a no annual fee credit card that offers a great interest rate, the financial backing of both ScotiaBank and Visa and an opportunity to earn cash back? Look no further than the Scotia Momentum Visa. While it's certainly a cash back credit card offer, you're sure to appreciate the many other benefits that come with it. Card members enjoy 1 percent cash back on all of their eligible purchases, whether it's a trip to the supermarket, a last minute errand to the local drug store or if you stopped to fuel up because of the lower gas prices, using your ScotiaBank Visa can result in cash back. You'll earn a half percent cash back on other qualifying purchases, too. You'll want to explore the program as a whole in order to ensure your favorite merchants are included. Credit cards just got much more attractive. And really, isn't it about time? Visit the site to learn more or apply today.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Reward Types:- CashBack Reward Cards
- Gas Reward Cards
- Universal Reward Cards
Rewards:- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
Other Benefits:- Scotia Credit Card Protection (optional)
- Visa payWave
- My Mobile Wallet
- AVIS car rental discounts
*See terms and conditions of the card for other benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:7.99%*
Applied Towards:Purchases
Introductory Period:6 months*
APR on Purchases: 19.99%*
Annual Fee:$0*
Minimum Credit Line:$500

Balance Transfers

Balance Transfer:Yes*
Transfer Fee:1.00%

Cash Advances

APR on Cash Advances:22.99%

Other Fees

Additional Fees: Foreign Currency Conversion fee: 2.5%

Notes

The information provided for the No-Fee Scotia Momentum VISA Credit Card is considered to be accurate at the time of posting (Nov 1, 2017). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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