Low Interest Card Offers

When searching for the best credit card based on interest rates charged, the following cards offer some of the lowest interest rates you could find out there. These cards are strictly for Canadian residents who surpass the qualification requirements. Low interest rates might be counter-balanced by high annual rates including other charges. This is why it's so important to take other charges into consideration without giving sole attention to interest rates. Successful applicants are likely to receive very low rates based on each individual's credit worthiness. Applying for a credit card charging low interest rates is a sure way to reduce overhead costs associated with secure and unsecure credit cards. A favourable interest rate is most valuable to individuals looking to build a healthy credit rating over time. For up to date information and hidden fees, you are advised to go through the card agreement before applying.




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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
 

 
Gold MasterCard Credit Card - Fixed 9.99% AIR
  • No Annual Fee
  • Up to $100,000 credit limit
  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

N/A*Intro APR

N/A*Intro Period

9.99%*APR

$0.00*Annual Fee

4.5


SmartLine Platinum MasterCard
  • No Annual Fee, Annual interest rate for cash advances is 19.8%
  • Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service
  • Subject to credit approval

5.99%*Intro APR

36 months*Intro Period

Prime + 3.75%*APR

$0.00*Annual Fee

4.0


Low Rate Guaranteed Secured MasterCard
  • Guaranteed Approval
  • Low rate on purchases and balance transfers
  • May help you establish or re-establish your credit history
  • $69 annual fee
  • 24/7 customer service online or by phone
  • $0 fraud liability for unauthorized use

N/A*Intro APR

N/A*Intro Period

14.90%*APR

$69.00*Annual Fee

4.0


Low Rate Guaranteed MasterCard
  • Low rate on purchases and balance transfers
  • May help you strengthen your credit history
  • $0 fraud liability for unauthorized use
  • $79 Annual Fee
  • 24/7 customer service online or by phone
  • $250,000 Common Carrier Travel Accident Insurance

N/A*Intro APR

N/A*Intro Period

14.90%*APR

$79.00*Annual Fee

3.5


 


We strongly advise applicants to go through the terms and conditions of a product or service before applying online. We do not guarantee the accuracy of information posted on the site and are liable to misinformation caused thereof. Applicants are restricted per requirements set by a card issuer for its product.

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