Instant Decision Credit Card Offers

If you ever thought applying for credit cards was a lengthy process, think again. These instant decision cards cut down days of waiting on a pending application to just about a few minutes or seconds. Applicants will receive an instant decision in no time once they submit the application online. In most cases, there's no extra charge for an instant decision as it comes as a feature on the card you're vying for. When deciding on which card to go for, it's important to compare interest rates, annual charges, credit limit, and other fees. The card promising lowest rates should carry the day. It's always important to apply for a card within ones' credit range in order to enjoy special discounts and card benefits whenever applicable. The following cards are instant decision cards reserved for Canadian residents. Be sure to go over applicable terms and conditions (card agreement) of the card you're applying for.




Get the Cash Now!

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 |

 

MBNA Rewards® MasterCard® Credit Card

MBNA Rewards MasterCard Credit Card
  • Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • 1,000 bonus points after your first qualifying purchase
  • 1,000 bonus points each year on your account anniversary date
  • No annual fee

N/A* Intro APR

N/A*Intro Period

19.99%*APR

N/A*Annual Fee

4.5


WorldPoints® MasterCard® Credit Card

WorldPoints MasterCard Credit Card
  • No annual fee
  • 1 WorldPoint for every $1 in net retail purchases‡
  • Redeem WorldPoints for travel, merchandise, and gift certificates‡
  • 1,000 Bonus WorldPoints after your first purchase††
  • 1,000 Bonus WorldPoints each year on your account anniversary date

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


American Express® AIR MILES® Credit Card

American Express AIR MILES Credit Card
  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES* Sponsors.
  • Earn 1 reward mile for every $20 in Card purchases everywhere else.
  • As well, shop at participating AIR MILES* Sponsors across Canada with your Card and your AIR MILES* Collector Card, and you can earn reward miles from both.
  • Conditions Apply.

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.0


American Express® AIR MILES® Platinum Credit Card

American Express AIR MILES Platinum Credit Card
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES* Sponsors.
  • Now! Earn 1 reward mile for every $10 in Card purchases at other eligible gas, grocery and drugstores.
  • Earn 1 reward mile for every $15 in Card purchases everywhere else.
  • Conditions Apply.

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$65.00*Annual Fee

4.0


Pharmaprix MasterCard® Credit Card

Pharmaprix MasterCard Credit Card
  • 15,000 bonus after your first purchase
  • 25 points for every $1 in purchases at Pharmaprix
  • 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
  • Around-the-clock fraud protection
  • Free online access to your credit card account
  • 24-hour customer service
  • Chip & PIN technology and PayPass
  • No annual fee

1.99%* Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Shoppers MasterCard® Credit Card

Shoppers MasterCard Credit Card
  • 15,000 Shoppers Optimum Bonus points
  • 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card
  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Around-the-clock fraud protection
  • Free online access to your credit card account
  • 24-hour customer service
  • Few design colors to select from
  • No annual fee

1.99%* Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


SmartCash MasterCard® Credit Card

SmartCash MasterCard Credit Card
  • 5% cash back on all of your gas and grocery purchases for the first 6 months
  • 3% cash back on gas and grocery purchases thereafter And, you'll always earn 1% cash back on all of your other qualifying net retail purchases
  • 1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account with no annual fee and free additional cards you'll start to see the benefits right away
  • Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail youa cheque - it's that simple

1.99%* Intro APR

10 months on BT*Intro Period

19.99%*APR

$0.00*Annual Fee

5.0


Priority Club® Platinum MasterCard®

Priority Club Platinum MasterCard
  • 15,000 bonus Priority Club points with your first purchase
  • 2 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
  • 1 point for every $1 on all other net purchases
  • 5,000 annual bonus points when you spend over $10,000
  • Gold Elite Priority Club status for your first year
  • Valuable Platinum MasterCard benefits including Travel and Car Rental Insurance
  • No annual fee

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$0.00*Annual Fee

4.0


Delta SkyMiles® World MasterCard® Capital One®

Delta SkyMiles World MasterCard Capital One
  • Get 25,000 bonus Delta miles with first purchase
  • Earn 2 Delta miles for every $1 you spend on Delta purchases
  • Earn 1 Delta mile per $1 for all other net purchases
  • Earn 2,500 bonus Delta miles on your account anniversary, every year.
  • Get 2,500 bonus Delta miles by adding an authorized user
  • Earn Delta miles on everything you buy
  • Valuable World MasterCard Benefits

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$120.00*Annual Fee

4.5


Delta SkyMiles® Gold MasterCard® Capital One®

Delta SkyMiles Gold MasterCard Capital One
  • Earn on everything you buy, plus:
  • 2,500 bonus Delta miles with first purchase
  • 1 Delta miles for every $1 you spend on Delta purchases
  • 1 Delta mile per $2 for all other net purchases
  • Gold benefits including Purchase Assurance

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$0.00*Annual Fee

4.5


Priority Club® World MasterCard®

Priority Club World MasterCard
  • 30,000 bonus Priority Club points with your first purchase
  • 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
  • 2 points for every $1 on all other net purchases
  • Plus, 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn
  • Gold Elite Priority Club status guaranteed for the life of the account
  • Valuable World MasterCard benefits including Emergency Medical Insurance and Trip Cancelation Insurance

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$120.00*Annual Fee

4.5


MBNA Rewards Studentawards Credit Card

MBNA Rewards Studentawards Credit Card
  • Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions
  • 1,000 bonus points after your first qualifying purchase
  • 1,000 bonus points each year on your account anniversary date
  • Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers
  • No annual fee
  • No Rewards Point Limits

N/A* Intro APR

N/A*Intro Period

18.99%*APR

$0.00*Annual Fee

4.5


Alaska Airlines MasterCard® Credit Card

Alaska Airlines MasterCard Credit Card
  • Get 25,000 Bonus Miles upon approval
  • $99 round-trip companion ticket each year
  • 2 Board Room passes
  • International acceptance at millions of locations
  • Enhanced security and protection with Chip & PIN technology and PayPass

N/A* Intro APR

N/A*Intro Period

18.99%*APR

$75.00*Annual Fee

4.0


Platinum Plus® MasterCard® Credit Card - 0% for 10

Platinum Plus MasterCard Credit Card - 0% for 10
  • 0% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • No Annual Fee
  • Enhanced security and protection with Chip & PIN technology and PayPass
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • International acceptance at millions of locations

0%* Intro APR

10 months*Intro Period

17.99%*APR

$0.00*Annual Fee

4.5


Platinum Plus® MasterCard® - 1.99% for 10 Months

Platinum Plus MasterCard - 1.99% for 10 Months
  • No Annual Fee
  • Low 1.99% introductory interest rate for 10 months on Balance Transfers * and Cheque Cash Advance
  • Credit limit up to $100,000
  • Around the clock fraud protection
  • Unparalleled 24-hour Customer service
  • International acceptance at millions of locations
  • Immediate cash access at 430,000 ATMs internationally

1.99%* Intro APR

10 months*Intro Period

17.99% (V)*APR

$0.00*Annual Fee

4.5


Choice Privileges MasterCard® Credit Card

Choice Privileges MasterCard Credit Card
  • 2 points for every $1 net retail spent on qualifying everyday purchases.
  • No Annual Fee
  • Get the card. Earn one free night1 at over 1,500 hotels across North America!
  • Up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia
  • Automatic upgrade to Elite Gold status - earning you more points for every eligible stay
  • Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account.

1.99%* Intro APR

6 billing cycles*Intro Period

16.99%*APR

$0.00*Annual Fee

4.5


Aspire™ Cash World MasterCard®

Aspire Cash World MasterCard
  • 1% cash rewards on all purchases
  • Cash Anniversary Bonus 50%
  • $100 bonus cash reward on your first purchase
  • No limit to the amount of cash you can earn
  • Add an authorized user for $0, and earn even more cash
  • Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty
  • No annual fee

N/A* Intro APR

N/A*Intro Period

Prime + 16.80%*APR

$0.00*Annual Fee

4.0


Aspire™ Travel World MasterCard®

Aspire Travel World MasterCard
  • Earn more reward miles – on everything you buy!
  • Earn 2 reward mile for every $1 spent - on everything you buy
  • 35,000 bonus reward miles with your first purchase
  • 10,000 anniversary bonus reward miles every year
  • Redeem for travel, cash, merchandise or gift cards
  • World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance

N/A* Intro APR

N/A*Intro Period

Prime + 16.80%*APR

$120.00*Annual Fee

4.5


Aspire™ Travel Platinum MasterCard®

Aspire Travel Platinum MasterCard
  • Earn reward miles – with no annual fee!
  • No Annual Fee
  • Earn 1 reward mile for every $1 spent – on all purchases
  • First Purchase Bonus 10,000 miles
  • Anniversary Bonus 25%
  • Redeem for travel, cash, merchandise or gift cards

N/A* Intro APR

N/A*Intro Period

Prime + 16.80%*APR

$0.00*Annual Fee

4.0


Aspire™ Cash Platinum MasterCard®

Aspire Cash Platinum MasterCard
  • Earn cash rewards and pay no annual fee!
  • 1% cash rewards on all net purchases
  • 25% extra cash rewards every year
  • $50 bonus cash reward on your first purchase
  • No limit to the amount of cash you can earn
  • Add an authorized user for $0, and earn even more cash
  • Valuable Platinum benefits including Purchase Assurance and - Extended Warranty

N/A* Intro APR

N/A*Intro Period

Prime + 16.80%*APR

$0.00*Annual Fee

4.5


More: | 1 | 2 |


We strongly advise applicants to go through the terms and conditions of a product or service before applying online. We do not guarantee the accuracy of information posted on the site and are liable to misinformation caused thereof. Applicants are restricted per requirements set by a card issuer for its product.

All applications are protected using SSL technology.


Credit Cards

Home > Credit Cards > Cards by Type > Instant Decision Cards

Home - Credit Cards - Financial Services - News - Articles - Contact Us - Terms and Privacy - Sitemap

Copyright © 2012 - CreditCards-Offer - All rights reserved.