Balance Transfer Card Offers

Balance transfers are a unique feature of virtually all unsecure credit cards designed to allow new card members transfer balances from other cards. In numerous cases, the reason for transferring bores down to high interest rates and card charges. A card member may also seek to transfer for other reasons but this doesn't matter, once a credit card comes with the balance transfer features, one can always transfer from acceptable credit cards with no questions asked. The following credit cards all have a balance transfer features. Interest rates charged on transfers made will differ but the transaction fee is common at 3.00%. A few cards charge no interest rate on balance transfers during a specified period of time as dictated by the introductory APR period. In such cases, members wishing to participate in 0% interest must disclose a balance transfer during the application process or within 90 days thereafter. Balance transfer cards listed below are reserved for the Canadian market.




MoneyMart Canadian PayDay Loan

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Delta SkyMiles World MasterCard Capital One
  • Get 25,000 bonus Delta miles with first purchase
  • Earn 2 Delta miles for every $1 you spend on Delta purchases
  • Earn 1 Delta mile per $1 for all other net purchases
  • Earn 2,500 bonus Delta miles on your account anniversary, every year.
  • Get 2,500 bonus Delta miles by adding an authorized user
  • Earn Delta miles on everything you buy
  • Valuable World MasterCard Benefits

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$120.00*Annual Fee

4.5


Low Rate Guaranteed MasterCard
  • Low rate on purchases and balance transfers
  • May help you strengthen your credit history
  • $0 fraud liability for unauthorized use
  • $79 Annual Fee
  • Security funds not required, unless we contact you

N/A* Intro APR

N/A*Intro Period

14.90%*APR

$79.00*Annual Fee

3.5


Guaranteed Secured MasterCard
  • Guaranteed Approval
  • May help you establish or re-establish your credit history
  • $0 fraud liability for unauthorized use

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$59.00*Annual Fee

3.5


Delta SkyMiles Gold MasterCard Capital One
  • Earn on everything you buy, plus:
  • 2,500 bonus Delta miles with first purchase
  • 1 Delta miles for every $1 you spend on Delta purchases
  • 1 Delta mile per $2 for all other net purchases
  • Gold benefits including Purchase Assurance

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$0.00*Annual Fee

4.5


Low Rate Guaranteed Secured MasterCard
  • Guaranteed Approval
  • Low rate on purchases and balance transfers
  • May help you establish or re-establish your credit history
  • $69 annual fee

N/A* Intro APR

N/A*Intro Period

14.90%*APR

$69.00*Annual Fee

4.0


Eco-Logique(TM) MasterCard Credit Card
  • Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡
  • No Annual Fee
  • Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances
  • 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

1.9%* Intro APR

6 months*Intro Period

17.99%*APR

$0.00*Annual Fee

4.5


SmartLine Platinum MasterCard
  • No Annual Fee, Annual interest rate for cash advances is 19.8%
  • Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After your three years are up, your purchase rate and balance transfer rate become a variable rate of Prime +4.99%
  • Save money when you transfer high-interest debt with our no-fee balance transfer service

5.99%* Intro APR

36 months*Intro Period

for 3 years - 5.99%*APR

$0.00*Annual Fee

4.0


Cash Gold MasterCard
  • 1% cash rewards on all of your purchases
  • Earn rewards while you build your credit history the smart way
  • Guaranteed access to credit
  • Set up text and e-mail alerts to help you stay on track
  • Security funds not required, unless we contact you
  • Valuable Gold MasterCard benefits including $0 Fraud Liability
  • Exclusive online offer

N/A* Intro APR

N/A*Intro Period

21.90%*APR

$39.00*Annual Fee

4.0


Gold Plus MasterCard
  • Shrink your rate by 6% over two years – to 13.8%
  • Build your credit history
  • Guaranteed access to credit
  • Valuable Gold MasterCard benefits including $0 Fraud Liability

N/A* Intro APR

N/A*Intro Period

Shrinks from 19.8% to 13.80%*APR

$59.00*Annual Fee

4.0


Gold MasterCard
  • Guaranteed access to credit
  • 19.8% annual interest rate
  • $59 annual fee
  • Security funds not required, unless we contact you
  • Valuable Gold MasterCard benefits

N/A* Intro APR

N/A*Intro Period

19.80%*APR

$59.00*Annual Fee

3.5


Canadian Tire Gas Advantage MasterCard
  • Save up to $0.1 per litre at Canadian Tire gas bars(3)
  • Just use your card everywhere you shop and get your discount when you buy gas
  • Earn discounts twice as fast on Canadian Tire and Mark's Work Wearhouse purchases(4)
  • The more you spend, the more you could save
  • No annual fee
  • For Canadian Residents only

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Canadian Tire Options MasterCard
  • Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
  • Redeem for virtually anything at Canadian Tire stores(2)
  • No limit on the amount you could earn
  • Enjoy Cardmember Exclusives like special offers and discounts
  • Shop conveniently with PayPass
  • No annual fee
  • 19.99% or 25.99% Annual Interest Rate
  • For Canadian Residents only

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Starwood Preferred Guest MasterCard Credit Card
  • 1 Starpoint for every CND $2 spent on all your eligible purchases‡
  • No Annual Fee
  • Activation Bonus†† — 5,000 Starpoints® after your first purchase on the card
  • Starwood Hotel Stay Bonus†† — 5,000 Starpoints the first time you charge a stay at any participating Starwood hotel or resort to your Starwood Preferred Guest MasterCard
  • Annual Bonuses†† — 5,000 Starpoints for every $10,000 you spend (up to 15,000 Starpoints each year)
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

N/A* Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

3.5


Pharmaprix MasterCard Credit Card
  • 15,000 bonus after your first purchase
  • 25 points for every $1 in purchases at Pharmaprix
  • 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
  • Around-the-clock fraud protection
  • Free online access to your credit card account
  • 24-hour customer service
  • Chip & PIN technology and PayPass
  • No annual fee

1.99%* Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Shoppers MasterCard Credit Card
  • 15,000 Shoppers Optimum Bonus points
  • 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card
  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Around-the-clock fraud protection
  • Free online access to your credit card account
  • 24-hour customer service
  • Few design colors to select from
  • No annual fee

1.99%* Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Alaska Airlines MasterCard Credit Card
  • Get 25,000 Bonus Miles upon approval
  • $99 round-trip companion ticket each year
  • 2 Board Room passes
  • International acceptance at millions of locations
  • Enhanced security and protection with Chip & PIN technology and PayPass

N/A* Intro APR

N/A*Intro Period

18.99%*APR

$75.00*Annual Fee

4.0


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