Rewards Card Offers

Reward cards are truly rewarding credit cards that allow card members earn as they spend. These cards are mostly credit cards providing a rewards program of some sort to everyone wishing to take advantage. Popular reward programs allow interested members cut down expenses relating to travel, auto maintenance, and general purchases. Different reward programs will concentrate on different purchase categories but the general idea is members earn rewards by receiving a preset value (of cash rebates, points, or miles) per dollar spent on eligible purchase transactions. As members accumulate the value assigned, they attain eligibility to redeem rewards of choice based on rewards available. Reward cards are often necessary for consumers who are frequent shoppers or customers to certain services. With a program offering discounts on such purchases, the member is likely to spend less and more purchases in the long run. Reward cards listed below are reserved for the Canadian market.




Free Canadian Credit Report

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
 

 
Smart Cash MasterCard Credit Card
  • 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
  • Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
  • Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
  • Get up to 1% cash back for all other qualifying net retail purchases
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • No annual fee

1.99%*Intro APR

10 months on BT*Intro Period

19.99%*APR

$0.00*Annual Fee

5.0


Aspire World MasterCard
  • Earn more No Hassle reward miles - on everything you buy!
  • Earn 2 reward mile for every $1 spent - on everything you buy
  • 35,000 bonus reward miles with your first purchase
  • 10,000 anniversary bonus reward miles every year
  • Redeem for travel, cash, merchandise or gift cards
  • World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance

N/A*Intro APR

N/A*Intro Period

19.80%*APR

$120.00*Annual Fee

4.5


Aspire Gold MasterCard
  • Earn reward miles - with no annual fee!
  • No Annual Fee
  • Earn 1 reward mile for every $1 spent on everything you buy
  • 5,000 bonus reward miles with your first purchase
  • 1,000 anniversary bonus reward miles every year
  • Redeem for travel, cash, merchandise or gift cards

N/A*Intro APR

N/A*Intro Period

19.80%*APR

$0.00*Annual Fee

4.0


Delta SkyMiles® World MasterCard® Capital One®

Delta SkyMiles World MasterCard Capital One
  • Finally a credit card for Canadians - Watch your Delta miles add up – faster!
  • Get 25,000 bonus Delta miles with first purchase
  • Earn 2 Delta miles for every $1 you spend on Delta purchases
  • Earn 1 Delta mile per $1 for all other net purchases
  • Earn 2,500 bonus Delta miles on your account anniversary, every year.
  • Get 2,500 bonus Delta miles by adding an authorized user
  • PLUS – valuable World MasterCard Benefits

N/A*Intro APR

N/A*Intro Period

19.80%*APR

$49.00*Annual Fee

4.5


Studentawards Credit Card from MBNA Canada
  • 1 WorldPoint for every $2 in net retail purchases‡
  • No maximum earnings cap on WorldPoints
  • No Annual Fee
  • Around-the-clock fraud protection
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • Immediate cash access at 430,000 ATMs internationally

N/A*Intro APR

N/A*Intro Period

18.99%*APR

$0.00*Annual Fee

3.5


Delta SkyMiles® Gold MasterCard® Capital One®

Delta SkyMiles Gold MasterCard Capital One
  • Earn on everything you buy, plus:
  • 2,500 bonus Delta miles with first purchase
  • 1 Delta miles for every $1 you spend on Delta purchases
  • 1 Delta mile per $2 for all other net purchases
  • PLUS – Gold MasterCard Benefits

N/A*Intro APR

N/A*Intro Period

19.80%*APR

$0.00*Annual Fee

4.5


Canadian Tire Gas Advantage® MasterCard

Canadian Tire Gas Advantage MasterCard
  • Save up to $0.1 per litre at Canadian Tire gas bars(3)
  • Just use your card everywhere you shop and get your discount when you buy gas
  • Earn discounts twice as fast on Canadian Tire and Mark's Work Wearhouse purchases(4)
  • The more you spend, the more you could save
  • No annual fee
  • For Canadian Residents only

N/A*Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


CAA Quebec Platinum MasterCard Credit Card
  • Up to 2.5% Cash back on Gas purchases
  • 3.99% introductory interest rate† for 6 months on Cheque Cash Advances and Balance Transfers*
  • No Annual Fee
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • International acceptance at millions of locations * CAA Quebec membership required before applying

3.99%*Intro APR

6 months*Intro Period

14.99%*APR

$0.00*Annual Fee

3.5


Shoppers MasterCard Credit Card
  • 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card
  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Access unparalleled 24-hour customer service
  • Few design colors to select from

1.99%*Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

3.5


Canadian Tire Options® MasterCard®

Canadian Tire Options MasterCard
  • Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
  • Redeem for virtually anything at Canadian Tire stores(2)
  • No limit on the amount you could earn
  • Enjoy Cardmember Exclusives like special offers and discounts
  • Shop conveniently with PayPass
  • No annual fee
  • 19.99% or 25.99% Annual Interest Rate
  • For Canadian Residents only

N/A*Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

4.5


Best Western MasterCard Credit Card
  • 1.5 Best Western Rewards points for every $1 in net retail purchases*
  • 5,000 bonus Best Western Rewards points after your first qualifying purchase
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

N/A*Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

3.0


Pharmaprix MasterCard Credit Card
  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Access unparalleled 24-hour customer service
  • Few design colors to select from

1.99%*Intro APR

6 months*Intro Period

19.99%*APR

$0.00*Annual Fee

3.5


Sony Card MasterCard Credit Card
  • Sony Points with every net retail purchase made on your Sony Card MasterCard
  • No Annual Fee
  • 2,000 Sony Points after your first qualifying transaction
  • Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony‡
  • Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Online access to your credit card account

N/A*Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

3.5


WorldPoints MasterCard Credit Card
  • 1,000 Bonus World Points after your first purchase††
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • 1 World Point for every $1 in net retail purchases‡
  • 1,000 Bonus WorldPoints each year on your account anniversary date

N/A*Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

3.5


Cash Back Plus Platinum MasterCard
  • Earn cash back quickly!
  • Earn up to 2% cash back on net purchases
  • No limit to the amount of cash back you can earn
  • Redeem anytime your cash rewards balance is $15 or more
  • Choose how you'd like your cash - cheque or statement credit

N/A*Intro APR

N/A*Intro Period

19.80%*APR

$99.00*Annual Fee

4.5


American Express AIR MILES Platinum Credit Card
  • The fastest way to earn reward miles with a card
  • $50 Annual fee
  • 1 reward mile for every $10 on card purchases at Air Miles Sponsors
  • 1 reward mile for every $15 on card purchases everywhere else
  • 350 Bonus AIR MILES reward miles the first card use
  • Free supplementary Cards

N/A*Intro APR

N/A*Intro Period

19.99%*APR

$50.00*Annual Fee

3.5


Cash Back Gold MasterCard
  • Earn cash back quickly and pay no annual fee
  • No annual fee
  • Earn up to 1% cash back on purchases
  • No limit to the amount of cash you can earn
  • Redeem anytime your cash rewards balance is $15 or more
  • Choose how you'd like your cash - cheque or statement credit

N/A*Intro APR

N/A*Intro Period

19.80%*APR

$0.00*Annual Fee

4.5


Eco-Logique(TM) MasterCard Credit Card
  • Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡
  • No Annual Fee
  • Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances
  • 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

1.9%*Intro APR

6 months*Intro Period

17.99%*APR

$0.00*Annual Fee

4.5


Premier Rewards MasterCard Credit Card
  • No Annual Fee
  • 1% back on all net retail purchases‡
  • Rewards automatically credited to your account once a year
  • No spending limits or earning limits
  • Exclusive platinum benefits and peace of mind
  • Credit limit up to $100,000
  • Unparalleled 24-hour Customer service

N/A*Intro APR

N/A*Intro Period

19.99%*APR

N/A*Annual Fee

3.5


Starwood Preferred Guest MasterCard Credit Card
  • 1 Starpoint for every CND $2 spent on all your eligible purchases‡
  • No Annual Fee
  • Activation Bonus†† — 5,000 Starpoints® after your first purchase on the card
  • Starwood Hotel Stay Bonus†† — 5,000 Starpoints the first time you charge a stay at any participating Starwood hotel or resort to your Starwood Preferred Guest MasterCard
  • Annual Bonuses†† — 5,000 Starpoints for every $10,000 you spend (up to 15,000 Starpoints each year)
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

N/A*Intro APR

N/A*Intro Period

19.99%*APR

$0.00*Annual Fee

3.5


 


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